Learn to trade crypto.
Learn to invest in it.
Use AI to make sharper calls. Your skills, amplified.

What we teach

Three disciplines.
One process.

01

Trading

Read the market with structure, key levels and risk rules you can actually follow.

02

Investing

Our specialty. Research assets, understand cycles, and build long-term positions with security first.

03

AI

Use AI as your assistant to research faster, pressure-test ideas and stay organized.

+

Combined

Trading skill, investing discipline and AI working together. That's the CCF edge. You stay in control.

The CCF community together at a live event

Who we are

Since 2017.
Reach one, teach one.

CCF started in crypto in 2017 to make digital assets, investing and trading understandable for everyday people. No hype. No shortcuts. Real teaching, a community that shows up, and two founders who answer your questions.

The founders

Josh & Marty.

Joshua Montoya, CCF co-founder and crypto trading and investing educator
Co-founder

Joshua Montoya

"Markets reward clear thinking. I teach trading and investing built on risk management and independent decisions, and I explore how AI can sharpen them. Reach One, Teach One."

Marty Cooney, CCF co-founder and crypto investing and trading educator, in crypto since 2017
Co-founder

Marty Cooney

"I got into crypto in 2017. Today I help people learn investing and trading through structured, practical education, so they can make their own decisions with confidence."

Inside the community

Real students.
Real posts.

Straight from the CCF community. Tap any post to open it full size, or view the whole wall.

Community posts show individual experiences, not promises or typical outcomes. Results vary, and some participants lose money.

The life

Work hard.
Live well.

CCF founders Joshua Montoya and Marty Cooney, personal photo: Marty on the car in the city at night
CCF founders Joshua Montoya and Marty Cooney, personal photo: sitting on the Corvette
CCF founders Joshua Montoya and Marty Cooney, personal photo: on a beach point in the tropics
CCF founders Joshua Montoya and Marty Cooney, personal photo: corvette with the doors open
CCF founders Joshua Montoya and Marty Cooney, personal photo: riding an ATV
CCF founders Joshua Montoya and Marty Cooney, personal photo: beach day together
CCF founders Joshua Montoya and Marty Cooney, personal photo: corvette
CCF founders Joshua Montoya and Marty Cooney, personal photo: Josh and Marty laughing together
Award plaques
CCF founders Joshua Montoya and Marty Cooney, personal photo: Marty on the car in the city at night
CCF founders Joshua Montoya and Marty Cooney, personal photo: on a beach point in the tropics
Founder portrait
CCF founders Joshua Montoya and Marty Cooney, personal photo: Josh and Marty laughing together
Poolside
Out for the evening
CCF founders Joshua Montoya and Marty Cooney, personal photo: corvette
CCF founders Joshua Montoya and Marty Cooney, personal photo: corvette with the doors open
CCF founders Joshua Montoya and Marty Cooney, personal photo: beach day together
CCF founders Joshua Montoya and Marty Cooney, personal photo: sitting on the Corvette
On a TV segment
CCF founders Joshua Montoya and Marty Cooney, personal photo: riding an ATV
With the community
Group photo at an event
Live event crowd
On stage at an event

Personal photos of the founders. Not student results.

AI co-pilot

Your judgment.
Sharper.

We teach AI as an assistant for trading and investing. It helps you prepare, check your thinking and stay disciplined. It never makes the call for you.

AI does not predict prices or guarantee results.

AI CO-PILOT
Ask me how AI fits into your trading or investing. Pick a question below or type your own.
ProgramsExplore programs→

FAQ

Common
questions.

Straight answers about CCF, crypto trading and investing education, and how we teach AI as an assistant.

What is CCF?

CCF (Crypto Cash Flow) is a crypto education community founded in 2017 by Joshua Montoya and Marty Cooney. We teach crypto trading, long-term crypto investing and how to use AI as an assistant, in one process. Education only: no signals, no coin picks.

Is CCF a crypto trading course or a community?

Both. You can start in the free CCF community, then move into structured crypto trading and investing education, CCF Fast Pass Coaching or the CCF Inner Circle Mastermind with both founders. See every level on the CCF programs page.

How does CCF teach AI for crypto trading?

We teach AI as your assistant, never as the decision maker: research faster, check your risk math, pressure-test ideas and keep a better trading journal. AI does not predict prices. Read our guide on how to use AI for crypto trading.

I'm a complete beginner. Where should I start?

Start with the free community and the fundamentals: security, research and risk. Our guides on crypto investing vs trading and crypto risk management for beginners are a good first read.

Does CCF give financial advice or guarantee results?

No. CCF provides general education about trading, investing and digital assets. It is not individualized financial advice, and no outcome or return is guaranteed. Markets involve risk, including loss of principal.

Your seat
is ready.

Join the free CCF community or book a call. We'll learn where you're starting and point you to the right next step.